Making more of your savings
Whether you are building an emergency fund, saving for something important or simply want your money to work harder, we can help you consider the options available.
The right home for your savings will depend on when you might need the money, the level of access you require and your wider financial plans.
Saving with a purpose
Good financial planning often begins with having the right amount of money readily available before considering longer-term investment.
Cash savings
We can help you consider how much cash you may want to retain for emergencies, planned spending and shorter-term goals.
Fixed-term savings
If you do not need immediate access to some of your savings, fixed-term arrangements may provide a higher rate in return for restricting access.
ISAs
ISAs provide a tax-efficient way to hold cash or investments, subject to the applicable ISA rules and allowances.
Bringing everything together
We’ll consider your savings alongside your investments, pensions and wider financial plans so that each part of your finances has a clear purpose.
Important: Advice on cash deposits is not regulated by the Financial Conduct Authority. Inflation can reduce the real value of cash savings over time. ISA and tax treatment depend on individual circumstances and may change.
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